An International Insurance Advisor Will Save You More Than Just Money
Many international citizens take pride in being savvy consumers. They know how to track down the best flight and can always get a great hotel deal. They take satisfaction in doing their own research and saving money along the way.
As such, many travelers are surprised to learn that using a global insurance broker can pay off in multiple ways. You can get more for your money working with an international insurance broker for your next global adventure.
What Is an International Insurance Broker?
An insurance broker or advisor is a dedicated insurance professional who works with a client to help them choose the best plan from numerous options.
Our advisors specialize in international insurance and collaborate with multiple insurance providers to secure the best policies and deals for their clients.
While we focus on international medical insurance, we also connect our clients with life, travel, and group insurance plans.
What Does An Insurance Broker Do?
When you contact an insurance broker, they use their expertise to match you with the international coverage you need.
Unlike an agent who works for only one company, an insurance broker’s loyalty is to you. They want you, their customer, to be happy and secure.
Licensed insurance advisors work to make sure you have the best possible coverage. They will walk you through policy details so you know what’s included and what’s not covered.
You can discuss any questions or concerns with them freely and feel confident that they are on your side.
What is the Difference Between an Insurance Agent and a Broker?
The difference is that an agent works for one insurance company, while a broker has many insurance options for your policies and budget. They aren’t tied to any one company or policy.
Insurance is probably the only thing you buy that you hope you never have to use. But your insurance consultant will be there for you if the worst happens and you need support.
You will work with someone you know to help you navigate your claim. This is especially important if you are overseas during a crisis. The personal relationship you develop with a broker will support you in times of need.
Additionally, a global insurance consultant is often more knowledgeable than a call center agent at an insurance company. For complicated questions, you have an expert to walk you through everything you need to know.
Should You Work With an International Insurance Broker?
Companies, expats, and travelers, including you, can benefit from working with a global insurance advisor.
Insurance brokers for individuals can help you personally if you’re relocating or traveling internationally for work or personal reasons. They’re there to support you if you are moving with family members or if you’re getting insurance for a family who is about to join you abroad.
Expats and retirees living overseas often work with brokers to secure the best long-term deals. Group insurance brokers work with businesses, non-profits, and other international organizations to help you source affordable packages that fit your needs, including health, life, travel, and disability plans for your team. They can help adjust your coverage and benefits as your business grows.
Insurance Brokers Bring You More Insurance Choices
When you work with a private medical insurance broker, you have the best possible selection of policies to choose from.
It’s okay if your expat insurance plan comes from one company, but it’s best if the insurance for your business, your car left in storage, and your camera gear all come from different sources.
Instead of having one large policy that you think is “probably” good enough, you’ll have the exact coverage you need for total confidence.
If one company doesn’t offer what you need, you and your broker will find one that does. The insurance companies don’t employ your broker, and there’s no pressure on them to sell a particular package.
Plans available include international plans, travel insurance, corporate groups, volunteer organizations, and more.
Top Global Insurance Brokers: Do Your Research and Legwork
Speaking of all those possible policies and packages… Our licensed global insurance agents are research assistants, finance experts, and detectives all rolled into one!
You tell your agent/broker what you want, what you need, what you are unsure about, and your budget range. They offer options from the best global insurance providers and help you tailor them to your specific needs. It is a personal service, a time-saver, and a confidence booster.
What Makes the Best Insurance Advisor?
Knowledge, dedication, and flexibility: that’s what our brokers for insurance provide. At International Citizens Insurance, we offer comprehensive, unbiased insurance solutions with access to the widest variety of global insurance providers— at no cost to you. We match you with the best plan for your needs by comparing options from multiple insurance companies.
Insurance seekers often have questions about coverage or want to see quotes for different coverage levels and benefits. We’re here to answer those questions. With a brief conversation, we can tailor and adjust insurance quotes to meet your coverage requirements and budget needs.
Why Work with International Citizens Insurance?
At International Citizens Insurance, you’ll get world-class service from your personal global insurance advisor, including the following:
- You Get Unbiased Advice: International Citizens Insurance has been giving expats and world travelers independent advice on international insurance for 10 years. We are one of the largest global insurance agencies in the world with over 20,000 clients.
- You Pay Nothing for Our Service: We do not charge our clients a fee for our services; the insurance company reimburses us.
- You Have More Choices to Compare: Our goal is to help you get the right plan with the right coverage for your personal needs. Our advisors have access to the best information on available plans and are compensated in a way that ensures their goals align with yours.
- You Will Receive Ongoing Support: Our services don’t stop once you have purchased your plan. Our commitment to you is long-term. You can reach out to us if you need further assistance during the term of your policy, including support for claims or renewal issues.
How to Choose an International Insurance Plan for Individuals
Our licensed brokers have done their homework and are your best bet for finding a plan. But you can always do your own research ahead of time to feel confident that you are choosing the best insurance plan for your adventure abroad.
Below are some excellent resources to review and compare your options.
Comprehensive International Health Insurance Plans
For Shorter Stays, Consider Travel Medical Insurance
Contact us if you get stuck, have questions, or want help with your options. A licensed international insurance broker can explain the different plans and help you find the best policy for your needs and budget.
Group Options for International Organizations
If you have international employees and are an employer, part of an organized group, involved in a non-profit agency, or otherwise interested in group options, we can help.
We have compiled a list of international group insurance plans that offer a range of global benefits for your organization.
Connect with a Global Benefits Advisor
- Experts in sourcing and implementing global insurance plans
- We’ve built steadfast partnerships with carriers worldwide
- Licensed in Health, Life, Accident, and more
Can An International Insurance Broker Save You Money?
Yes, you can save money with insurance brokers! When you work with our licensed insurance advisors, you may end up paying less than you would by going directly to an insurance company.
There’s a good reason for this, even with the personal service brokers provide. Insurance advisors can offer you multiple options, some of which may cost less while still providing the coverage you need.
Brokers can also help you remove plan coverage you don’t need or refine your quote to get within your budget.
Headed Abroad? We’ve Got You Covered
Before you go, compare expert-recommended health insurance plans for expats and find the best coverage for your life abroad.
International Citizens Insurance and Affiliate Partnerships
If you are an insurance agent or international travel professional and want to offer one or more of our products, visit International Agent and Affiliate Opportunities to learn more.
